Earthquake Information… Gas Shut Off

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Manually turning off the gas service shutoff valve is the most common method to stop the flow of gas serving a building, or part of a building, in case of an emergency. Gas service shutoff valves are installed by PG&E at all gas meter locations or outside locations if the meter is not accessible from the outside.

Keep a 12 to 15-inch adjustable pipe wrench or Crescent-type wrench available to close the valve in case of an emergency. Earthquake wrenches with fixed openings may not fit a particular valve, so an adjustable type is best. To minimize the possibility of unauthorized operation of the valve, wrenches should be located nearby, but not at the gas meter location.

Shut off the gas service shutoff valve only if you smell gas, hear gas escaping, see a broken gas line, or if you suspect a gas leak.

To shut off the gas, rotate the valve a quarter turn in either direction; the valve is closed when the tang (the part you put the wrench on) is crosswise to the pipe.

In addition, most gas appliances have a gas shutoff valve located near the appliance that lets you turn off the gas to that appliance only. Know which of your appliances use gas, and where the appliance gas shutoff valves are located. In some cases, turning off the gas at the appliances shutoff valve will suffice.

Check out this You Tube video

 

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Earthquake Update

 

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Important earthquake safety information:

Did you know you can have an earthquake actuated gas shutoff device installed? Some cities and counties require these already and more are expected to do so.

The State of California is required to approve all earthquake actuated gas shutoff valves used in the State of California. A list of approved valves is available on the DSA Gas Shut-off Valves Certification Program webpage:
http://www.dgs.ca.gov/dsa/Programs/programCert/gasshutoff.aspx
If you are not the do it yourself type, check out a recommended vendor:http://www.homesafety1st.com/

Don’t be fooled…Auto Insurance Myths

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It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your business. But are they really giving you the best coverage designed specifically for you? As a locally owned and operated insurance agency in Sonoma, California,  North Bay Insurance Brokers, Inc. is committed to providing quality insurance products for individuals and businesses

Here are a few auto insurance myths we have seen, that you need to know about:

Myth – Buying on line is better. Would you go to a web page to diagnose your illness and then select from a drop down list for your treatment? That is what on-line insurance buying is like. Call an independent agent so we can help design the right combination on coverage and price. We have access to multiple markets, not just one. Cheap insurance seems great until you have a loss.

Myth – Bright colored cars cost more to insure. Wrong. Premiums are based on the type of vehicle you have, it’s value, where you live and other factors.

Myth – One ticket or accident will cause my company to cancel my insurance.  Most insurance companies do not penalize you this way. They are more concerned with patterns of driving.

Myth – Older drivers pay more. This is not true. Many of our companies give discounts to older drivers.

Myth – The TV commercial said it was covered.  All claims are subject to your individual policy terms and conditions. That is why an independent agent is important. We can provide information about what is covered and what is not.

Myth – Mexico? No problem. If you travel to Mexico we recommend special Mexico coverage.

Myth – If I get hit by someone else, the other party will pay. That is true if they have insurance. Even though many states have mandatory auto insurance requirements, almost one fifth of all drivers don’t’ have insurance. And if you don’t have the right coverage you will not be covered.

Call us today to get more information about your auto insurance. At North Bay Insurance Brokers, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.

Little Known Facts About California Auto Insurance

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Auto Insurance

You buy California auto insurance to protect yourself when you have an accident or claim.  When something bad happens you want your auto insurance company to respond. When it comes to auto insurance, knowledge is power. Here are some facts to help educate you about auto insurance. At North Bay Insurance Brokers, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible

Auto Insurance Facts

  1. Your personal items are not covered if damaged or stolen out of your auto.
  2. The kind of vehicle you own helps determine your auto insurance premiums. Some vehicles are less expensive to insure. Call us today to find out more information.
  3. As your independent agent we will help you manage your policy, and more importantly guide you through any claim you might have.
  4. It is very important to review your auto insurance policy to make sure all the information is correct. Vehicle age, garage location and even VIN number can affect premiums.
  5. If your car is stolen your liability coverage will still apply.
  6. When you allow your uncle to use your car and he gets into an accident, your insurance will apply. You will be responsible for deductibles on your policy.
  7. Auto liability insurance is required in every state.
  8. If you add expensive after-market products (alarm, TV, stereo, custom interior) let us know so we can make sure you have the proper auto insurance coverage.
  9. Many classic cars need special auto coverage, call us today.
  10. If you own an ATV, motorcycle or boat, combining these with your auto insurance can save you money.

Our agency has a long history of proudly serving your area as an Independent Insurance Agency and representing some of the best insurance companies in the business. North Bay Insurance Brokers Inc. focuses on delivering quality insurance products with a personalized, hands-on experience that sets us apart in today’s market.