A California Earthquake Update
May 2018 saw a number of small earthquakes in California. Many experts are predicting a major quale on the west coast in the next 12 months. The only thing we have control over is how prepared we are when an earthquake hits our area.
“California sits at the border between two major tectonic plates—the Pacific plate, which is moving northwest, and the North American plate, which is sliding past it to the southeast. The two plates don’t just meet at a single line, and the state is crisscrossed with dozens of earthquake faults. The San Andreas is the most worrisome, because it generates the quakes that are really dangerous to California residents.” Sarah Zielinski
What You Can Control
- Get earthquake insurance on your home. Earthquake insurance covers damage to your home and your possessions. Most earthquake policies also cover costs incurred to minimize further damage after an earthquake, plus costs for additional living expenses. Deductibles are generally 10-15% of the insured amount. Exterior structures such as pools, irrigation systems, driveways, and detached garages are generally not covered.
- Create a disaster plan.
- Know where to go. If you are ordered to evacuate, know the local evacuation route(s) to take and have a plan for where you can stay. Contact your local emergency management agency for more information.
- Put together a “go-bag” or disaster supply kit should you need to evacuate, including a flashlight, batteries, cash, first aid supplies, medications, and copies of your critical information.
- If you are not in an area that is advised to evacuate and you decide to stay in your home, plan for adequate supplies in case you lose power and water for several days and you are not able to leave due to blocked roads.
- Make a family emergency communication plan and review it regularly with members.
- Many communities have text or email alerting systems for emergency notifications. To find out what alerts are available in your area, search the Internet with your town, city, or county name and the word “alerts.”
- Disconnect electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.
- If instructed, turn off your gas and electricity at the main switch or valve. This helps prevent fires and explosions.
At North Bay Insurance Brokers, we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound.