We Are The Doctor Of Personal insurance
Your insurance needs change over time, so it is important to review your policies periodically to make sure they are up-to-date. Tragically, many people are not insured after devastating natural disasters. It’s never too late to do a homeowner’s insurance checkup before the next threat heads your way. This article highlights some important insurance coverage you should consider such as:
- Earthquake Insurance
- Flood Insurance
- Wind Insurance
Steps To Help Secure The Right Coverage
- Make sure your homes information is up to date. Make sure your home information is up to date, especially if you have made any improvements.
- Research the replacement cost for new construction in your area.
- Have our agency provide you with coverage options for competitive insurance products.
- Consider getting a “floater” to your home insurance policy. If you own valuable furs, jewelry, guns, collections, silverware, or artwork, a “floater” can cover the full value of those items. Consider adding building code or ordinance or law endorsement, which will help pay the higher cost of bringing plumbing, wiring, or other key systems up to current codes when rebuilding.
Remember, knowledge is power. Therefore, the more information your agent has the better pricing and coverage they will provide for you. North Bay Insurance Brokers. is your trusted solution for homeowner’s insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.