The lizard and the old ladies……

Focus On Facts

Personal Insurance Myths Revealed

At times, purchasing car or auto insurance in The Bay Area can be confusing. You are inundated with advertisements that say, “You can get a car insurance quote in just 15 minutes”, which now apparently only takes 7 minutes.  We believe that Bay Area auto insurance should be a purchase in which you put thought and consideration into. Whether driving or buying auto insurance, fast is not better.

We wanted to clear up some of the auto insurance misconceptions you may have heard.

“You can go on line and in 15 or 7 minutes select the best possible combination of price, coverage and service”.

Fiction- There are literally dozens of options to consider with each company. We do all the work for you by comparing many different companies, then providing you with the best options.

“Car insurance is the same for every car and owner”.

Fiction- Car insurance needs to be customized to fit your individual and family needs.

“Red cars cost more to insure”.

Fiction– Car insurance companies do not consider the color of your car. They do consider the make, model, cost and location of your auto.

“My driving record will not affect my premiums”.

Fiction– Your driving record will impact your car insurance rates. These are the driving infractions that will impact you the most: DUI, reckless driving, careless driving, speeding and failure to stop.

“All insurance companies are the same”.

Fiction– We represent many different companies. Some companies prefer motorcycles, while others have better rates for older cars. We try to match the insurance company to your individual situation, giving you the best possible combination of coverage, price and service.

At North Bay Insurance Brokers, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.