No Hammer Needed…Specialty Trade Contractors Need The Right Kind of Insurance
North Bay construction projects depend on the special talent and skills of specialty trade contractors. Specialty trade contractors are part of our thriving North Bay Area economy. For many specialty trade contractors, the most cost effective and efficient way to obtain property and liability coverage is with a business owners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP.
Who Are These Specialty Trade Contractors?
Artisan contractors are usually small companies that offer specialty skills made up of one or more of the following:
- Finish Carpentry
- Concert work
- And more
What Are The Risks Associated With Artisan Contractors?
Artisan contractors have many different risks that can be covered by commercial insurance:
- Commercial Auto
- Loss of equipment & tools
- Commercial general liability
- Professional liability
- Workers” compensation
- Umbrella insurance
Your North Bay business insurance may not renew for a number of months, now is the time to start your insurance and risk management planning. For commercial insurance buyers, market conditions will generally be favorable. Here are a few of the hot trends for 2015.