When it comes to purchasing California auto insurance, having options can be a very important way to save money. Putting money back in your pocket is one of our primary goals. We know and understand the auto insurance market. This allows us to provide you with the best possible combination of pricing, coverage and service. Our goal is to provide the best possible combination of auto coverage, pricing and service.
California Auto insurance rates differ from company to company, so it really pays to have us shop your insurance. Some markets offer better rates for trucks, RV and campers, while others can offer better rates for motorcycles.
How to reduce your auto premium
There are many things you can do to keep your auto rates at the lowest level possible.
- Review your deductibles. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your Collision and Comprehensive costs by 15 to 20 percent.
- Have your student get the best grades possible. Most major insurance companies offer a discount for students in good academic standing.
- Select a safe car. The more expensive the car the higher the premiums. Check out which cars are popular with thieves.
- Be a safe driver. The more accidents and ticked you get the higher the premiums will be.
- Purchase a car with an alarm or Lojack. LoJack® Stolen Vehicle Recovery System provides car owners with peace of mind knowing that if their vehicle is stolen, they have the best chance of getting it back.
- Be loyal. Many auto insurance companies offer loyalty discounts if you stay with them over time.
- Check for other auto insurance discounts. These might include taking safe driver courses, senior discounts and more.
- I you have a company car and only own one personal auto you can get a multi car discount even though you only own one car. This discount is 30%.
- If you are a member of the Farm Bureau or a specified profession (we have a list), business owner or college graduate you can qualify for a 12.5% discount
- Don’t forget the multi policy discounts that can go as high as 25%.
You might be able to pay less for your car insurance premium and not even know it. So it pays to connect with us to review your insurance needs. At North Bay Insurance Brokers, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs, for peace-of-mind driving assurance